Online Scams: What Threats Do They Pose and How to Keep Your Kids Safe?

These days, we save our bank account passwords on our smartphones and computers, share personal information online, and also pour our hearts out on Facebook posts. As a medium that Americans spend half of their day interacting with, on average, the internet ‘should’ be a safe space, but it’s not.

According to the FBI, online fraud leads to the loss of millions of dollars every year. With the advancement in technology, internet fraud is also rising at an alarming rate. If you’re a parent, you need to be extra vigilant because as per a report, millennials are more likely to fall prey to online scams, compared to seniors. Let’s dive a bit deeper and see what online scams are about and what forms they usually take.

Phishing

According to Forbes, this is one of the most common online fraud tactics, and affects millions of users. Phishing involves cybercriminals sending out messages or emails which seem harmless. They either pretend to be representatives of the army, a bank, or a retail company.

These ‘phishers’ ask for important information using a made-up reason, or get you to click on certain links. Most of the times, the links look harmless, but they’re not. Once you click on the link, there’s a chance that the security of your passwords and personal information can be breached.

To mitigate the risk, always pay close attention to what you’re clicking on. Furthermore, never give out your personal information to any online entity pretending to be a governmental agency.

Lottery scams

These make their way to victims via emails. Lottery scams usually tempt internet users by telling them they’ve won hundreds of dollars as a cash prize for a lottery they never contested for. Most of these scams ask victims to deposit a certain amount to claim their prize money.

The most important thing you can do as a parent is to tell your children that there is no such thing as a free lunch. No one wins lotteries just by clicking on online links.

Inform them that most of these emails start off with phrases like, ‘Congratulations!’ or ‘We’re here to deliver the greatest news of the year to you!’ Also, tell them to check whether the name of the company is real and is spelt correctly. If you get a mail from Apple, stating that you’ve won an iPhone and the barcode number is 0123456789, it’s most likely not true.

Social media scams

If your kid has a public Instagram account where they post their art work, photography, or travel stories, you need to be on alert.

According to The Guardian, several Instagram users in the past have received made-up and real looking DMs, inviting them to foreign countries to display their work or for a photography conference.

When those victims traveled there, they realized they were fooled and were made to pay hundreds of dollars on account of ‘non-existent permits.’ Most of these Instagram scams are based on fake promises of fame and luxurious temptations.

What can you do?

As a parent, it’s your duty and right to keep a check on your child’s online activity for their own good. One such application which will help you do so is PhoneSpector. All you’ll have to do is download this tracking software in their phones and you’ll get remote access to everything they do and see on the internet. The best part is that this spy app is undetectable and works fine for both Android and iPhone devices.

To buy yours, contact us online. In case of any queries, give us a call at 1-888-503-5795.

Categories: PhoneSpector, Technology Advice